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Yes, Halifax does lifetime mortgages at 2.9% APR.
Also, consider retirement interest-only Rio deals.
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By simply changing the way you handle your finances. However, you avoid the risk of staking your collateral in case you fail
to repay and your security such as a home or property will serve as a lien between you
and your lender. Unsecured loans are generally available in limited amounts through private online lenders
and that should be your first stop.
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Equity release could involve a lifetime mortgage.
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That leaves you with 12 years of payments.
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